Buying at The Waters
Buyers & Realtors
What real estate professionals and prospective buyers ask most, with the forms you need.
The Waters at Lake Anna (TWALA) is a water-access community in eastern Louisa County near Mineral, Virginia, on the private side of Lake Anna. It is reached from Highway 652, Kentucky Springs Road, at Lakeview Boulevard.
There are over 400 lots, nearly half improved and occupied by full-time and part-time residents; a number are waterfront. The TWALA Marina has a limited number of boat slips, all deeded to members or the Association. Some convey with a lot, while others may be bought and sold only among HOA members.
The HOA is a Virginia nonprofit corporation, subject to the Property Owners' Association Act and registered under the Common Interest Community Act. It is self-managed by a volunteer Board of Directors elected on staggered terms, with an Office Manager keeping regular posted hours at the Clubhouse.
FAQ
Frequently asked questions
Are there restrictions on the size of a home that may be built on a TWALA lot?
Yes. Review the original deed transferring the property from the Developer to the first owner; it may specify a minimum square footage that takes precedence over the Covenants. Per Covenants paragraph 22, waterfront lots require at least 2,000 sq ft of enclosed, heated living space (excluding cellars, decks, enclosed porches and garages) and interior lots require at least 1,800 sq ft. Dwellings must have at least four ridgepoles in the roof line and a minimum roof pitch of 5/12, with wood and/or masonry exteriors (excluding concrete block and T111-type siding).
Does the HOA maintain a list of lots or homes for sale or rent?
No. The Association is not involved in sales or rentals. Many local real estate businesses can help; their ads appear in free local publications and signage is permitted within the community.
What are the rules for “For Sale” signs?
“For Sale” signs may be posted on individual properties while they are for sale, not in common areas, and must be removed at closing. Per Louisa County Code of Ordinances Chapter 86, real estate signs may not exceed nine (9) square feet.
Are “Open House” signs allowed at the community entrance?
Yes, up to seven (7) days before the open house date, with removal required afterward. Directional signs at intersections follow the same schedule. Signs not promptly removed may be disposed of by the HOA.
Are builder's signs allowed?
Builder signs are allowed only on the construction site while work is underway and must be removed once the project ends. Per Louisa County ordinance, construction signs may not exceed 32 square feet and must be removed within seven days of the certificate of occupancy.
How does a new owner obtain a street address for a lot?
Contact the Louisa Community Development Department. The address is assigned after the building permit passes zoning approval and is entered into the county's 911 system. Coordinate with the Mineral post office to receive mail.
How do I obtain a Resale Certificate?
Complete a Resale Certificate Request Form and submit it to the Office Manager in person or by email at office@thewatersatlakeanna.org.
How will a buyer know about outstanding HOA violations?
Any outstanding violations are noted in the Resale Certificate package.
Are there special requirements for lakefront property?
The lake and all waterfront property easements are owned by Dominion Energy; easement size varies by lot. Any alterations or building within Dominion Energy easements must be coordinated with Dominion Energy. Shoreline use restrictions are in the Louisa County Code of Ordinances, Article VII, Division 5 (Lake Anna Shoreline Use and Design Standards, 2020).
Are there restrictions on renting out a home?
No restrictions prohibit renting. Owners are responsible for renters' conduct and for providing amenity key cards. The HOA asks that members notify the Office Manager when renting and give renters a copy of the Owners' and Renters' Guide. Short-term rental (STR) properties must be registered with the Association annually by January 1, and Louisa County Code Section 86-114 requires STR owners to provide contact information to the HOA. The HOA is not responsible for STR compliance with state or local requirements.
What internet and TV options are available?
Several satellite TV and internet options exist, plus cell hot spots and cellular modems. Broadband fiber is available from iWiSP, LLC in all areas and Firefly in most areas of the community. (Updated January 24, 2026.)
Is modular home construction acceptable?
Yes. Modular construction is permissible so long as the dwelling is built in accordance with the TWALA Covenants and the latest Architectural Rules and Guidelines.
Other than the Covenants and Bylaws, are there other TWALA rules?
Yes, including the Architectural Rules and Guidelines, Owners' and Renters' Guide, Golf Cart Rules and Guidelines, Keycard Use Agreement and others. See the Document Center.